Will lead the development, deployment, testing, monitoring, and optimization of the credit strategies of the lending products offered by Earnest LLC, including Personal Loan, Student Loan Refinance, or Private Student Loans. Telecommuting permitted up to five days per week, but must live in the Oakland, California area. Salary: $298,022/year.
Position requires a Master's degree in Finance, Mathematics, or a closely related field, and 7 years of experience as a risk manager or related occupation in the consumer lending industry; including 7 years of experience with each of the following: developing data-driven credit strategies for lending products, including pre-screening, underwriting, risk tiering, loan amount assignment, and verifications; modeling techniques, including decision trees, logistic regression, gradient boosting models and other machine learning models; analyzing customer performance data, bureau attributes, and other third-party variables to solve business problems; building underwriting risk scores; cash flow financial modeling and lending products' P&L evaluation; loss forecast methodology and portfolio management; Excel, SQL, and Python; A/B testing; and business intelligence tools, including Looker or Tableau.
Interested candidates can apply online at www.earnest.com/careers or send a resume to [email protected] and reference job code 064. #LI-DNI #LI-NDI #LI-DNP
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